Which savings should be used first? Personal information You Spouse Current age Yearly income $ $ Age at retirement Monthly wages after retirement $ $ For how many years Social Security benefits Age you will claim Social Security benefits Monthly benefits are Expected to be $ $ Estimated by this calculator Ignored by this calculator Pension or defined-benefit plan Monthly pension payment $ $ Years you will receive payments No payments adjusted for inflation First payment adjusted for inflation Rest of payments adjusted for inflation All payments adjusted for inflation Your projections Inflation on your expenses % Yearly rate of growth in income % Age at death Your state + federal tax rate before retirement % Your state + federal tax rate after retirement % Your projected monthly living expenses at retirement Years required Monthly expenses Initial living expenses $ Intermediate living expenses $ Remainder of retirement $ Your future, one-time investments Amount invested Rate of return Years until you invest Investment #1 $ % Investment #2 $ % Your monthly savings (taxable accounts) Current balance Rate of return Monthly investment Years to start Account #1 $ % $ Account #2 $ % $ Your monthly savings (tax-advantaged accounts) Current balance Your monthly* investment Employer's monthly* investment Current return rate 401(k) $ $ $ % Roth 401(k) $ $ % SEP $ $ $ % SIMPLE $ $ $ % Keogh $ $ $ % Traditional IRA* $ $ % Roth IRA* $ $ % Other $ $ % Your spouse's monthly savings (tax-advantaged accounts) Current balance Your monthly* investment Employer's monthly* investment Current return rate 401(k) $ $ $ % Roth 401(k) $ $ % SEP $ $ $ % SIMPLE $ $ $ % Keogh $ $ $ % Traditional IRA* $ $ % Roth IRA* $ $ % * For IRAs, please input a yearly, not monthly, contributed amount.