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Select a Calculator
How much life insurance do I need?
What is my return on a whole life insurance policy?
What is my return on a universal life insurance policy?
What is my return on a variable life insurance policy?
Which is better: term or whole life insurance?
Which is better: term or universal life insurance?
Which is better: term or variable life insurance?
Which is better: term or variable life?
Variable universal policy
Policy amount
$
Upfront fees
$
Portion of premiums applied to fees
%
Monthly fees
$
Or
Yearly insurance charge (percent of policy amount)
%
Or
Yearly insurance fee (percent of cash value)
%
Variable universal policy premiums
Monthly premiums
Years premium paid
Lump sum premiums
Year
lump sum
due
$
$
$
$
$
$
Variable universal policy death benefit
Receive policy amount only
Receive the cash value also
Your variable universal policy's cash value
Average interest you will earn
%
Years until you claim cash value
Surrender charge
%
Term policy
Policy amount
$
Current premium amount
$
Premium increase/renewal
%
Premium payments per year
Years to remain covered
Policy term (years)
Personal information
Current age
Years until your death
Your savings rate
%
Your state + federal tax rate
%