What is my return on a whole life policy? Cash paid at death $ Average yearly dividend $ Current age Years you have owned policy Years until your death Your state + federal tax rate % Your dividend income is Applied towards future premiums Invested eleswhere at a rate of% Spent within 2 months of receipt If you wish to claim the cash value Years until you claim cash value Cash value at that time $ Current cash value $ Your premiums Premium amount $ Premium payments per year