Am I better off refinancing?
Regarding your current loan
Original loan amount
$
Original term (years)
Years already paid
Balloon year (zero if none)
Interest rate
%
Regarding your new loan
Term (years)
Balloon year (zero if none)
Discount points
%
Origination fee
%
Upfront costs
$
Interest rate
%
Regarding your property
Appraised value
$
Yearly property tax
$
Yearly property insurance
$
Regarding yourself
Your savings rate
%
Your state + federal tax rate
%
Years before you sell