When will I recover my fund costs? Desired months to break even Predicted yearly price increase % Share purchase price $ Number of shares purchased Front load / purchase fees % Back load / selling fees % Your federal tax rate % Your state tax rate % Additional amounts invested $ Biweekly Monthly Yearly At purchase Annual long-term gains per share $ Annual short-term gains per share $ Quarterly dividends per share, taxable $ Quarterly dividends per share, Fed. Tax-exempt $ Quarterly dividends per share, state Tax-exempt $ Quarterly dividends per share, non-taxable $ Yearly increase for dividends & gains % Dividends and gains are: Automatically reinvested in the fund Invested elsewhere at a rate of% Spent