How do exchange rates affect my foreign fund? At purchase At sale Foreign currency exchanged for $1 Share price Annual long-term gains per share Annual short-term gains per share Quarterly dividends per share Yearly increase for dividends & gains % Shares purchased Additional amounts invested Biweekly Monthly Yearly Months owned Front load/purchase fees % Back load/selling fees % Your federal tax rate % Your state tax rate % Dividends and gains are: Automatically reinvested in the fund Invested elsewhere at a rate of% Spent